Customer risk made simple.
Reveal customer risk, detect application fraud, and qualify more customers from around the world with Homeppl, a Thirdfort business.
We’re trusted by UK’s leading companies:
How can we help your business?
Financial fraud and defaults are on the rise as consumers are forced to borrow more money during a global financial crisis.
Reduce fraud loss
Up to 10% of our clients’ assets are targeted by fraudsters. We use advanced fraud tech to eliminate consumer fraud from the outset.
Unlock better credit decisions for more customers
Turn bank statements and raw banking data into granular affordability insights providing a much more precise consumer financial profile.
Automate manual application reviews
Leave risky manual consumer risk assessments behind. Supercharge your Ops & Risk teams by instantly analysing any applicant.
Approve more customers, risk-free
We are so confident in our technology that we assume the risk of approved consumers, allowing you to safely accept more applicants.
Add fraud & affordability analysis to your Risk & Ops teams
Whether you’re looking to reduce fraud loss, make better credit decisions or automate Ops, we use unique tech to get instant results.
Fraud and data
Automatically flag document fraud at scale whilst turning financial documents into actionable affordability insights.
Risk and affordability
Build a comprehensive risk & affordability profile for each applicant. Expand financial access to ‘thin-file’ and internationals.
See Risk and affordability products >
Guarantees
Accept customers with undue risk. Protect liabilities and assets without common insurance friction.
Customer risk solutions for the rental sector
Fight fraud, verify data and measure risk to approve more quality consumer applications...
Real Estate
Benefit from the most comprehensive financial qualification & risk profiling technology in Real Estate whilst guaranteeing rent internationally without friction.
Schedule a call with a specialist
Find out exactly how our technology can boost your consumer risk. Book a short demo call with our team.
What our clients say
Fraud Finder has proven to be a very useful tool for our fraud prevention team. It provides a robust evidence trail for the records & is also a useful screening tool to pick out the documents submitted in support of applications which need further scrutiny. The product has prevented several fraudulent applications since we introduced it into the business and it is now a permanent addition to our checks
Simon Williams, Director of Operations and Compliance, Portman Financial Group
We’ve been most impressed with Homeppl’s ability to identify fraudsters. They have done this on numerous occasions and saved us thousands of pounds, while protecting our reputation with our landlords.
Kelly Fraser, Associate, Knight-Frank
Financial qualification success stories
Portman Asset Finance
How Portman Asset Finance reduced fraud and cut operational cost in the high fraud-risk environment of business lending.
Knight Frank
Knight Frank saw a consumer application approval increase of over 17% and have saved hundreds of thousands of pounds in fraud.
Quintain Living
Homeppl helped Quintain offer depositless access to rental property whilst significantly reducing risk exposure.
Powerful tech. Substantial results.
“We’ve been most impressed with Homeppl’s ability to identify fraudsters. They have done this on numerous occasions and saved us thousands of pounds through tenant referencing”
Kelly Fraser, Associate, Knight Frank
Financial Data Analysis
Extract, organise and analyse data from any bank statement.
Advanced document analysis
Font analysis, meta-analysis, and full file version history to determine authenticity.
API or Web App
Call our API with simple integration, or we can collect customer data ourselves.
Fraud database
Utilise our fraud database to detect anomalies and fraud rings in each application.
Open Banking algorithms
Utilise the latest banking technology to instantly verify income and financial history.
AML and compliance checks
Checks against politically exposed, criminal sanctions and adverse media watchlists.
Industry recognised technology
In 2023, Sifted recognised Homeppl as an "early-stage startup to watch in financial crime and compliance" following the new release of our document fraud detection tool, Fraud Finder.
Our technology has also been shortlisted for The Negotiator's ' Technology Supplier of the Year' award, The Negotiator's ' Products & Services Supplier of the Year' award, GP Bullhound's ' Tech for Good' award, EG Tech's ' Innovative Product' award & UKPA ' Social Impact' award.
" This tool is very intuitive and quick. This is so exciting, it's a game-changer"
Piero Bassu, General Manager, RVU